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Kick Your Finances Into Gear For many people, the new year can result in new debt, and unfortunately it’s often piled on top of older debt. If each loan payment feels like another jab at your attempt to get ahead, it’s about time to fight back by kicking your finances into high gear with our Financial Fitness Loan! We’ll help you crunch your high interest loans and credit cards into one monthly payment with a leaner, lower rate starting at 2.99% APR* and terms up to five years! Not only will you save money by lowering the amount of interest you pay on your loans, but our Financial Fitness Loan will also help restore a healthy new glow to your credit score. The gloves are off! It’s time to get up and on your way to a financially fit new you. Apply online or at any of our branch locations today. *Rates based on credit worthiness of borrower(s), and stated promotional rate includes additional 0.75% maximum reduction with high relationship checking bonus and election of automatic monthly payments. Refinanced loan payments cannot exceed 50% currently held with First Community FCU or First American CU – a part of FCFCU. All loans subject to approval; promotional offer through 3/31/2012. Other restrictions may apply. Promo Code FF2012. |
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*See official rules; no purchase necessary for grand prize drawing. Promo period 11/1/2011 – 1/31/2012. POS purchases made with First American MasterCard Check Card qualify for monthly deposit up to $5.00 into savings when minimum 15 ransactions made in month. Account must be in good standing to qualify for incentives. |
Skip the Fee - Swipe for FREE November 1 through January 31, we held our “Skip the FEE – Swipe for FREE” debit card promotion and paid members who made at least 15 purchases each month. Members earned $0.10 for each purchase (ATM transactions excluded) – up to $5.00 each month during this special promotional period. But that’s not all – one $500 winner each week was selected from all purchases made the previous week. And ONE LUCKY WINNER will swipe their way to $5,000!* Check back later in February to find out if YOU were our lucky grand prize winner!
Heather Burtness of Janesville, WI said sh
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†Annual Percentage Rate (APR) based on 80% loan-to-value or less on owner-occupied 1st lien mortgages. For example, if you borrow $50,000 for maximum term of 12 years at 3.625% APR, the monthly payment would be $428.72. Payments do not include amounts for tax and insurance premiums. Rate is valid as of 11/7/11 and is subject to change. *Credit union pays closing costs unless an appraisal is required; borrower responsible for $350 appraisal fee prior to ordering if necessary. Normal underwriting guidelines apply. Property insurance is required. Flood insurance may be required. |
Big Paydown Mortgage Accelerator Loan Can you picture yourself Debt Free in less than 12 years? When you qualify for the Big Paydown mortgage accelerator loan, we can help you reach your debt-free goal on your terms! Just pick a repayment term up to 12 years that makes sense for you and we’ll give you the same low rate regardless of what you choose as your debt-free date. This special low-rate mortgage features no closing costs* along with zero points or application fee.
If the Big Paydown sounds like a good fit for you, contact us at 608-362-1222 or get a jump start on your Debt FREE goal by applying online now! |
Tax Prep Discounts As an added benefit for our members we’ve partnered with TurboTax Jackson Hewitt to provide you with low-cost tax preparation offers! TurboTax offers you Total Assurance™ – protection to feel 100% confident about your taxes: |
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Todd Vankersen was our 1st $500 winner! Todd was thrilled when he found out that he was receiving $500 just for using his debit card. He’s planning to use the extra cash for holiday shopping for his grandkids. When asked about using his debit card, he told us “I never carry cash anymore. I use my debit card all the time!” Now, we think he’ll enjoy using it even more!
Kelly Fleming of Janesville, WI, said that she loves the credit union because everyone is friendly, and the service is fast and efficient. She is excited to use the extra money on Christmas gifts for her grandchildren. When we told Kelly that she won $500 just for using her debit card she said, “Now I can tell my husband that all my shopping really does pay off!”.
e appreciates the little extras when visiting our branch like free coffee and Internet cafes, plus we are conveniently located. Originally, Heather planned to use the $500 Skip the Fee –Swipe for Free winnings for rent, but later decided to purchase new clothes for her upcoming student teaching position. We wish Heather the best of luck with student teaching, and are happy to help in our little way with furthering her career in the education field!
When Don Marshall of Beloit, WI was asked what he planned to do with the $500 he received as a weekly winner, it was his daughter Hailey who told us that she thought it should go toward their summer vacation. Hailey, who will celebrate her birthday in less than two weeks from the time of our meeting, named off a few great vacation spots. Wherever the destination, we’re happy to help Don and his family enjoy their summer vacation. P.S. Happy birthday Hailey!
